Advocating for insurance policyholders in claims disputes

Do you have a disagreement with your insurance company regarding the cost of repairing or replacing damaged property? It can be quite frustrating, expensive and time consuming policyholders to dispute claims.  Policyholders often feel they have no choice but to settle for the amount offered by the insurance company.

Rarely do insurance companies notify policyholders of their right to participate in various mechanisms to resolve property damage and price disagreements. As a result most policyholders never realize that they have a right to dispute an insurance settlement amount.

One way for policyholders to dispute their insurance company’s settlement offer is to invoke the appraisal clause, which is the dispute mechanism contained within the insurance policy. When conducted properly, appraisal can be a very effective alternative dispute resolution method.

OnPoint Appraisal has handled thousands of insurance damage models on behalf of policyholders, helping them to get better values for repairing or replacing their damaged property. An independent appraisal from OnPoint can be your most effective way to handled disputes with your insurance company and to receive proper compensation under your policy limits. An insurance appraisal from OnPoint Appraisal determines a property's new replacement cost based on a thoroughon-site inspection conducted by one of our experienced, independent professionals. The accuracy of a property's replacement cost is critical toward ensuring a community association is not over or under insured.





P.O. Box 830608
San Antonio, TX 78283


(210) 634-0110


Areas of Practice


The world of music is ever growing and evolving, and we’re not just talking about sound trends. With the consistent introduction of varying revenue streams and distribution channels, the opportunity for profit grows, but so does the complexity. That’s where we come in.


Demystifying art law is in itself a creative practice. It requires finesse, strategic structuring, and in many ways, empathy. At the end of the day, art and its worth are profoundly personal. That’s why we advise mediation or arbitration before stepping into litigation.


The way people consume entertainment is constantly in flux, so the laws must adapt quickly. Harris Ingram strives to anticipate these changes so you can focus more on creating the performance of a lifetime.


The startup and small business marketplace is still a new and fierce frontier that requires legal advice from attorneys who are deeply entrenched in the particularities of venture financing. Our firm gives you an holistic approach, so your company can get the best competitive advantage.


The internet, software, and technology are so pervasive that we can’t remember having ever lived without them. They make our lives simpler, but behind the curtain are fluctuating challenges in protection and monetization—challenges that our firm stays two steps ahead of.


Fashion law is a little bit like the Wild West. There’s a lot of potential, but the rules can seem convoluted and vague at best. Protecting a brand or even a single design involves intellectual property, copyrights, trademarks, and patents.


We must all obey the great law of change. It is the most powerful law of nature.
— Edmund Burke


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